Everyone

Easyplan

Marshmallow

WHY SHOULD I USE EASYPLAN?

Do you find it hard to save regularly? Wish you could earn good returns without too much risk? In a hassle-free way?

Easyplan solves these problems by helping you set a savings target and save towards it regularly in a hassle free way.

HOW DOES IT WORK?

Through Easyplan you can:
🎯 Set a goal (e.g. emergency, home, bike) or a target (Rs. 100 per week, Rs. 3,000 per month etc.)
📅 We will send you reminders to save.
💰 Save via netbanking, UPI or debit card.
💸 Withdraw anytime without penalties.

WHERE DOES MY MONEY GO?

When you sign up for EasyPlan, we will open a liquid mutual fund account for you with ICICI Prudential. A liquid mutual fund is a very low-risk fund that invests in loans to the government and large companies. Liquid mutual funds tend to grow 7 - 8% per year, which is more than twice what you earn in a regular bank account.

IS IT SAFE?
From the day it was created, ICICI Prudential's liquid fund, the fund has never lost money for investors who kept their money in the fund for at least one week. If you kept your money in the fund for only one day, the maximum loss has been ~20 paise on Rs. 100 invested.

As per government regulations, the liquid mutual fund account we open for you is linked to your personal bank account. Therefore, your savings can only be withdrawn back to your bank account. This is an important security measure to ensure that fraudsters do not steal your savings.

CAN I WITHDRAW MY MONEY?

You can withdraw your money instantly, anytime. The amount available for instant withdrawal is Rs. 50,000, or 90% of your total investment amount, whichever is lower. The balance amount is credited to your bank account in 1 - 2 business days. There are no fees or penalties for withdrawing your money.

WHAT IF I MISS MY WEEKLY / MONTHLY SAVINGS?

No worries! EasyPlan is completely flexible, and will never charge you a fee or penalty for missing your weekly or monthly savings. If you don't feel like you can hit your target in a given month, you can simply save a smaller amount, or skip the savings entirely.

IS IT FREE?

EasyPlan is completely free for you to use. When you save with EasyPlan, we earn a small commission (< 0.1%) from ICICI Prudential. This commission helps us run our business and offer you the best experience possible.
为什么我应该使用EASYPLAN？ 

你觉得很难经常保存吗？希望你能在没有太大风险的情况下获得丰厚回报吗？以无忧无虑的方式？

Easyplan通过帮助您设定节约目标并以无忧无虑的方式定期保存来解决这些问题。

它如何工作？ 

通过Easyplan，您可以：
🎯设定目标（例如紧急，家庭，自行车）或目标（每周100卢比，每月3000卢比等）
📅我们会向您发送保存提醒。
💰通过网上银行，UPI或借记卡保存。
💸随时退出，不受处罚。

我的钱去哪了？ 

当您注册EasyPlan时，我们将为您提供ICICI Prudential的流动共同基金账户。流动性共同基金是一种风险极低的基金，向政府和大公司投资。流动性共同基金往往每年增长7-8％，这是您在普通银行账户中获得的两倍多。

是否安全？ 
从创立之日起，ICICI保诚集团的流动性基金，该基金从未因为在基金中存入资金至少一周的投资者而亏损。如果你只把资金存入基金一天，那么最大损失就是卢比的20倍。 100投入。

根据政府规定，我们为您开立的流动共同基金账户与您的个人银行账户相关联。因此，您的储蓄只能退回到您的银行帐户。这是一项重要的安全措施，可确保欺诈者不会窃取您的储蓄。

我能退还我的钱吗？ 

您可以随时立即取款。可立即取款的金额为卢比。 50,000，或总投资额的90％，以较低者为准。余额将在1-2个工作日内存入您的银行帐户。退款不收取任何费用或罚款。

如果我每周都会错过/每月节省什么？ 

别担心！ EasyPlan是完全灵活的，永远不会向您收取费用或罚款，因为您错过了每周或每月的节省。如果您觉得在某个月内无法达到目标，则只需保存较少的金额，或者完全省略。

是免费的吗？ 

EasyPlan完全免费供您使用。使用EasyPlan保存时，我们从ICICI Prudential获得一笔小额佣金（<0.1％）。该委员会帮助我们开展业务，为您提供最佳体验。


Easyplan - Save money regularly, withdraw anytime

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